12% Fixed-Rate Mortgages, Engineered for You

Homeownership Made Accessible

Brains & Hammers, in partnership with MOFI, offers a tailored mortgage solution to make homeownership accessible and affordable. Finance properties up to ₦200 million with a fixed 12% interest rate and a 20% down payment.

Mortgage Option

How It Works

We’ve reimagined the path to owning your dream home

1.

No Poverty:

Creating sustainable income opportunities for thousands of farming families

2.

Zero Hunger:

Producing 750,000 metric tons of rice annually to address food security

3.

Good Health & Well-Being:

Developing comprehensive healthcare facilities for residents

4.

Gender Equality:

Ensuring equal opportunities across the agricultural value chain

5.

Clean Water & Sanitation:

Implementing advanced water management systems

6.

Innovation & Infrastructure:

Introducing modern farming technologies and practices

7.

Economic Growth:

Generating over 400,000 direct and indirect jobs

8.

Sustainable Cities & Communities:

Creating integrated living environments

10.

Responsible Consumption & Production:

Employing sustainable farming practices

11.

Quality Education:

Developing educational institutions to serve community needs

Explore Homes Under This Scheme

Our 12% mortgage program is available on the following flagship estates:

Prospective buyers are encouraged to contact Brains and Hammers to learn more about the complete eligibility requirements and application process.

Bristol, Abuja

BRISTOL

4 BEDROOM WITH BQ |

4 BEDROOM WITH BQ

NGN75M

Brains & Hammers Hamstead

HAMPSTEAD

4 BEDROOM WITH BQ |

4 BEDROOM WITH BQ

NGN75M

NCC COOP ESTATE

4 BEDROOM WITH BQ |

4 BEDROOM WITH BQ

NGN65M

JUBILEE ESTATE

4 BEDROOM TERRACE DUPLEX WITH BQ

MORTGAGE CALCULATOR

Calculate Your Path to Homeownership

Use our mortgage calculator to estimate your monthly payments and plan confidently.

Mortgage Calculator
20.00% of property price. (Minimum 20% required)
240 months 20 years
Drag to adjust

Enter your loan details

Fill in the form to calculate your mortgage payments

Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.
Please visit the privacy policy to understand how Brains & Hammers handles your personal data.

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Please visit the privacy policy to understand how Brains & Hammers handles your personal data.